Memons in Indonesia

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A Publication of World Memon Organisation
www.wmopc.com
JuLY 2014
Memons in
Indonesia
Volume No. 56 Issue No. 668
JULY
Volume No.
Issue No.
Registration No.
English Section
A. Sattar Jakhura
A. Hamid Suriya
Deputy President
(Far East Chapter)
Secy
Secy
Sikander Sattar
Secy
2014
56
668
SS-038
Contents
From the Desk of the Editor
07 MEMONS IN INDONESIA
Cover Story
09 The Oldest Memon Lady In Indonesia
10 Let Us Meet Our Memon Brothers In
Indonesia
Community News
15 MITI-Visit of Mr. Masood Ali Khan AGM
(IT Audit) Central Depository Company
on 17th July 2014
25 Spark-If You Want To Serve The Nation,
Start With The Community First.
31 World Memon Organization North
America Chapter’s kick-off meeting in
Glendale Heights, Illinois, U.S.A.
34 Book Fair and Family Festival organised
by Memon Book Foundation
36 MPF Delegation meeting with President
Mr.Mamonnon Hussain
37 Jetpur Memon Youth Wing Website
Launching
Illuminating Star Of Memon Ommunity
17 Mr. Yousuf Amdani
18 The 12 most important Millionaires in
Central America
19 The Man That Seeks To Change The
Face Of The Region
Memorable Memons
39 G.M.Banatwalla M.Com.,
B.Ed.,Ll.B.(1924 – 2008)
Travel
40 Indonesia at a Glance
42 Ultimate In Diversity
43 General Knowledge
Islam
45 The Ramadan tradition in Indonesia
Yunus Suleman
Secy
Secy
Vice President ( North America Chapter)
Abdul Ghaffar Variend
Asst. Secy General (North America Chapter)
Dr. Naseem Shekhani
Gujarati Section
49
51
53
54
55
56
Urdu Section
Memon Quom no bhootkal ma dokiyu
A.Sattar Pariyani
Sialkot na forward football
Jindagi na sutr
Vichar, vani ane vartan sacho varso
Navsarima Memon Jamaat khana ni
shiloparn vidhi
Mahmood Shaikhani (Pakistan Chapter)
Published and edited by:
Umer A. Rehman for WMO
Printed by:
Bilal Umar – ADK Printers
World Memon Organisation (WMO)
32/8, Street No. 6, Muslimabad
Off: Kashmir Road Karachi
[email protected]
58
59
60
61
JOIN HANDS WITH WMO
TO THE WMO
Local Institutions, Foundation, Trusts,
Social Welfare
Rs. 1000 per annum
US $50 per annum
Executive Tower, Dolmen City,
14-B, 14th Floor, H.C-3, Block-4, Marine Drive, Clifton,Karachi-75600
Tel:(92-21)35297814-17 Fax (92-21)35297818, 35297827
Email:[email protected],Website:www.mehransugar.com
FROM THE DESK OF THE EDITOR
MEMONS IN INDONESIA
Has it ever happened to you that you were travelling in a far-off country and you
coincidently come across a Memon brother. Obviously, your heart would be filled
with joy and a deep sense of oneness with the man. Even though you never known
him before, there is a unseen bond and a feeling of brotherhood with the Memon
brother.
Moreover, one wonders how so many Memons got to live in different countries
while their origin was in various villages and towns of present day Gujarat. Since
the World Memon Organisation (WMO) is an international umbrella organization
of the Memon Community living across the globe, the WMO feels that it is obligated
to reach out to Memons living in various countries.
The WMO believes that Memon Alam is an ideal platform to portray the lives
and times of Memon families living in various countries. The magazine will try to
give a picture of what made these families or their forefathers to migrate and how
their family members are carrying on over there these days. It will portray their
stories and have a close look into their socio-cultural and welfare activities.
As part of this effort, the theme of the current issue is Memons in Indonesia. It
is a matter of great pleasure to know that these Memons have retained their Memon
identity and culture to a great extent.
Mr. Saleem S. Surthy, who was on a visit to Indonesia, made it a point to find
out more about the Memons in Indonesia. Dr. Najib Advani of Jakarta took keen
interest in providing information about the Memon families living in Jakarta. He
was very kind enough to arrange a grand get-together/lunch at his residence where
he invited all the Memon families in the city in order to facilitate Mr. Saleem S.
Surthy to conveniently interview them and take photographs at his place.
This issue will definitely make you happy to meet your Memon brethren in
Indonesia.
Some of the forthcoming issues of the Memon Alam will highlight MEMONS
IN SOUTH AFRICA, MEMONS IN SAUDI ARABIA, MEMONS IN SRI LANKA
and MEMONS IN THE UAE. In this regard, the Memon Alam would appreciate
feedback, information and photographs from our readers and well-wishers about the
Memons living in those countries.
Pir Muhammad A. Kaliya
Chief Editor
MEMON ALAM
JULY 2014
7
MEMONS IN INDONESIA
THE OLDEST MEMON
LADY IN INDONESIA
H
AJIANI
MOMINA
YOOSUF TAR MOHAMED
AKBANI, wife of Late Haji
Abdul Rehman Haji Mohammad Advani,
was born in Jakarta, Indonesia in the year
1934. She is now 80 years old and has
spent most of her life in Indonesia.
She currently lives in Jakarta, the
capital city of Indonesia with her daughter
and youngest son. She has six sons and
three daughters who are all happily
married and living in Jakarta. She has 25
grand children and 4 great grand children
She still speaks Memoni with her children.
She can speak in five languages
namely Memoni, Urdu, Gujarati, English,
and Bahasa Indonesia. She also learned
Persian and Japanese when she was young.
She recalls that her father, Yousuf Tar
Mohamed Akbani, moved to Indonesia
in 1920 and later started a Tea Trading
Company based at Jakarta, Indonesia. He
was originally from Palitana, Bhavnagar
District, Gujarat, India. Her mother was
Hajiani Zenab Gangdani, who later also
moved to Indonesia in 1933.
Thereafter, her father Yousuf Tar
Mohamed Akbani, joined hands in
business with another Memon living
in Indonesia, whose name was Haji
Mohammad Advani. He was the son of
Haji Abdul Ghani Advani, who had earlier
come to Indonesia from Bantva, Gujarat,
India to work with a Memon Sugar King
in Indonesia, named Yousuf Haji Ahmed
MEMON ALAM
JULY 2014
Ghazipura.
Both these Memon gentlemen jointly
started the Java Trunk Company, a trunk
(suitcase) manufacturing unit based in the
cities of Jakarta and Surabaya. They not
only became good business partners but
also strengthened family ties. Yoosuf Tar
Mohamed gave his daughter, Momina (the
lady in this article), in marriage to Abdul
Rehman, son of Haji Mohammad Advani.
Going back to her childhood,
Momina Bai recalls that, when she was
four years old, her family traveled to India
in 1938 and stayed there for two years.
While in India, she studied at Primary
Girls School, Palitana, Bhavnagar District,
Gujarat, India.
Her family went back to Indonesia
in 1941 and stayed there until 1946. She
recalls that, during the Japanese occupation
of Indonesia from 1942 to 1945, everyone
had to learn Japanese in school which was
made compulsory.
She
also
proudly
remembers
witnessing the Indonesian Declaration of
Independence by Soekarno and Hatta on
17th August 1945.
Her family went to India again in
1946 and stayed there till 1948, where she
joined high school (where she studied
English and Persian).
When she returned to Jakarta in
1949, she joined the Chinese English
School to continue her studies.
After getting married and having
some children, she started her
own
home business to support her husband.
She used to teach dressmaking and run
a small boutique for ladies. Moreover,
since English was not commonly taught in
schools in Jakarta, she started an English
Language Course at home, which proved
to be an immediate success with about 50
to 60 students joining.
Regarding the Memon families living
in Indonesia, Momina Bai recollects that,
in the earlier days, there were six or seven
Memon families living in Jakarta but in
due course the off-spring of few Memon
families married with Indonesians and
thus they gradually lost their Memon
identity.
She remembers the names of some
Memons living in Jakarta in the early years.
They are Haji Ishak Ghazipura, Yousuf
Haji Ahmed Ghazipura, Abdul Razzak
Ghazipura, Abdul Karim Patel, Abdul
Karim Suraiya, Haji Siddiq Abdullah
Admani and Haji Ahmad Ravasia (Khatri).
There was one Syed having a company
called Syed Ali Buchari.
There were the five families namely
the Advani Family (Bantva), Admani
Family (Rajkot), the Akbani Family
(Palitana) and Suraiya Family (Rajkot),
and Haji Ahmad Ravasia (Khatri) whose
generations are currently living in Jakarta
and have till now maintained their Memoni
tradition, identity and language to a great
extent.
Mrs. Momina with her big family, children with spouses and grandchildren
9
MEMONS IN INDONESIA
LET US MEET OUR MEMON
BROTHERS IN INDONESIA
T
he present generation of the
Memons living in Jakarta
originated from basically five
Memon families namely the Advani Family
(Bantva), the Akbani Family (Palitana), the
Admani Family (Rajkot) the Suraiya Family
(Rajkot) and the Ravasia (Khatri).
It is pleasing to note that these
handful of Memons have retained
their Memoni identity and language
to a great extent. Almost all of them
were born and educated in Indonesia
and many of them have Indonesian
spouses. They have beautifully blended
with the Indonesian society and speak
Indonesian fluently. But they still enjoy
traditional Memoni dishes and can
speak or understand Memoni. Many of
them have links with their relatives in
India and Pakistan and visit them from
time to time.
Gathering at Dr. Najib Advani’s house
10
MEMON ALAM
JULY 2014
MEMONS IN INDONESIA
THE ADVANI FAMILY
Haji Abdul Ghani Advani, had settled in
Indonesia in the year 1912 from Bantva,
Gujarat, India to work with a Memon
Sugar King in Indonesia, named Yousuf
Haji Ahmed Ghazipura. His son, Haji
Muhammad Advani joined hands with
another Memon gentleman whose name
was Yousuf Tar Mohamed Akbani and
started the Java Trunk Company, a trunk
(suitcase) manufacturing factory based
in the cities of Jakarta and Surabaya,
Indonesia. They not only became good
business partners but also strengthened
family ties. Yousuf Tar Mohamed Akbani
gave his daughter in marriage to Abdul
Rehman Advani, son of Haji Muhammad
Advani. Haji Yoosuf Akbani and Mrs.
Zenab have 3 children - Sulaiman, who was
married to Hajra Khimani, Hajra who was
married to Siddique Admani and Momina
who was married to Abdul Rehman
Advani (son of Haji Mohammad Advani).
Haji Mohammad Advani had 5 children
whose families still live in Karachi and one
daughter in Madina, who just passed away.
Other children live in Jakarta. Some have
passed away. Late Abdul Rehman Advani
had six sons and three daughters. The
three daughters of Abdul Rehman Advani Nazma (Master in Education), Yasmin and
Nasreen Advani (Bachelor in Commerce)
are currently working as teachers in reputed
educational institutions in Jakarta. The
sons of Haji Abdul Rehman Advani are
now professionally well-qualified and hold
a dignified social status in the Indonesian
society of Jakarta. Let us get to know our
Memon brothers in Jakarta, Indonesia.
Dr. Najib Abdul Rehman Advani, MD,
M.Med (Paed.), PhD
Dr. Najib Advani was born in Jakarta
on 26th April 1955. He qualified as a
MEMON ALAM
JULY 2014
Hajiani Zenab and H Yoosuf T Akbani
Doctor (General Physician) in 1979 from
the University of Indonesia as one of the
best graduates. Later, he spent 3 years in
government service as a GP in a remote
area in South Sumatra island. He continued
his education and later qualified as a
Pediatrician from University of Indonesia in
1990. Then he also had to do government
service as a pediatrician for 3 years in
Lampung, Sumatra island. Since 1994, he
was appointed as a faculty at Department of
Pediatrics, School of Medicine, University
of Indonesia. In 1997, he studied at Sophia
Children Hospital, Erasmus University,
Rotterdam, The Netherlands. The next
year, he got his training at Royal Children
Hospital, Melbourne, Australia and
completed Master of Medicine in Pediatrics
from the University of Melbourne, Australia
in 1999 He completed his PhD in 2014.
He has attended many training sessions and
symposiums (as a participant and speaker)
in other countries such as Singapore, USA,
Malaysia, Greece, Taiwan, Australia,
Japan, Turkey and Africa, Philippines,
Holland and India. Dr. Najib is currently
a senior faculty/lecturer in pediatrics and
pediatric cardiology at the most prestigious
medical school in Indonesia i.e. Medical
Faculty, University of Indonesia. He
spends most of his time dealing with postgraduate students. He is well-known as the
distinguished Kawasaki Disease Expert in
Indonesia and South East Asia. He is also
active in international studies on Kawasaki
Disease (a disease which attacks mostly
children and affects their heart).
Mr. Nasir Abdul Rehman Advani
(Electronic Engineer & MBA)
Mr. Nasir Advani is the twin brother
of Dr. Najib Advani. He is an Electronic
Engineer and works as Sales Manager at
IBM Indonesia based in Jakarta. He has
acquired extensive training abroad. IBM
began its operations in Indonesia 77 years
ago way back in 1937. Mr. Nasir is also a
part-time lecturer at the well-known BINUS
University International, Jakarta. He is the
father of one boy and two girl. One of his
daughters has completed her education
in Manchester, UK while his only son is
currently studying in Holland.
11
MEMONS IN INDONESIA
Mr. Nafees Abdul Rehman Advani
(Advocate / Law Practitioner)
Mr.
Nafees
Advani is a Law
Practitioner
and
Partner
at
Ali
Budiardjo, Nugroho,
Reksodiputro
(ABNR), Counselors
at Law, Jakarta.
ABNR was founded
in 1967 and is
considered as one of Indonesia’s largest
independent full-service law firms. It aims
to assist clients, both foreign and domestic,
to achieve their commercial goals within the
Indonesian legal environment. Mr. Nafees
is of the opinion that a Memon Jamat be
established in Indonesia. He is father of two
boys and one girl who are studying in school.
His eldest son will soon be leaving for the UK
for further studies.
Mr. Anis Abdul Rehman Advani (Civil
Servant in the Ministry of Finance,
Indonesia)
Mr. Anis Advani
works
at
the
Ministry
of
Finance, Republic
of Indonesia. He got
his masters degree
in
Commerce
from Canada. He
also runs his own
business. He is the
father of one boy and two girls. His eldest
daughter has graduated in law while his only
son is studying medicine.
Mr. Arif Abdul Rehman Advani (Business
Entrepreneur)
Mr. Arif Advani
is a Bachelor in
Economics and runs
a small business. He
has two sons who go
to school.
Telkom), is the largest telecommunications
services company in Indonesia, dealing
mainly in fixed-line telephony, internet and
data communications. He has 3 sons who are
studying in school.
THE AKBANI FAMILY
Late Yoosuf Tar Mohamed Akbani,
who settled in Indonesia in the year 1912,
was originally from Palitana, Bhavnagar
District, Gujarat, India. He was a business
partner of Haji Muhammad Advani (a Bantva
Memon) and ran the Java Trunk Company.
He was initially a trader in Tea, both locally
and overseas. He had a son named Late
Suleman Yousuf Akbani who has 4 sons and 2
daughters. The daughters are Farida (Jakarta)
and Salma Akbani (married to Dr. Nissar
Khimani (Mumbai). The details of four sons
are given below:
Mr. Rafiq Sulaiman Akbani, B. Com
Mr.
Rafiq
Akbani
is
a
graduate
in
commerce (B. Com
from
University
in Mumbai). He
was running an
Indenting Business
but he is now
retired. He has
2 sons - Mohammad Aslam (graduated
from Perth, Australia), Abdul Majeed and
a daughter Shireen (graduated from Kuala
Lumpur, Malaysia) and 3 grandchildren.
Mr. Abdul Rashid Sulaiman Akbani
Mr.
Abdul
Rashid
Akbani
is now retired
from trading and
business.
Mr. Fareed Sulaiman Akbani
Mr. Abdul Aziz Abdul Rehman Advani
(Computer Engineer)
Mr.
Abdul
Aziz Advani is a
Computer Engineer
by qualification and
works at Telkom
Indonesia as Client
Manager.
PT
Te l e k o m u n i k a s i
Indonesia
(also
known as Tbk, Telkom Indonesia or just
12
Mr.
Fareed
Akbani is now
carrying on with
his father’s tea
business. He is a
graduate
(B.A.
Economics, 1972).
He has one son,
Azeem and a
daughter,
Zarin.
Azeem is a graduate (B.A. Economics) from
Nottingham University, Malaysia and is
working as Export Manager at Sanco Food
Industries. Zarin is currently studying at
University of Melbourne, Australia.
Mr. Feroze Sulaiman Akbani, B. Com
Mr.
Feroze
Akbani is a graduate
in
commerce
(B.
Com
from
Australia). He is
an
independent
F i n a n c i a l
Consultant. He has
a son, Arman who is
studying in Sydney,
Australia and a daughter, Afreen. . Mr. Feroze
hopes that the publication of this article in
the Memon Alam would promote interaction
between the Memons in Indonesia and the
Memons around the world.
THE SURAIYA FAMILY
The Suraiya Family originated from
Rajkot, former Junagadh State, present-day
Gujarat, India. Their grandfather, Late Mr.
Ismail Abdullah Suraiya had come and settled
in Tegal Town, near the city of Semarang,
Central Java, Indonesia. He was a businessman
in spices and tea. He used to collect various
spices from farmers and supply the same to
exporters. Thereafter, his son Abdul Karim
Ismail Suraiya continued his father’s Trading
Company in spices, tea, tea chests (packing
material). Late Mr. Abdul Karim had six sons
and two daughters. His two sons – Mr. Abdul
Khaliq and Mr. Mustafa Kemal, are presently
living in Jakarta.
Mr. Abdul Khaliq Suraiya, Mechanical
Engineer
Mr. Abdul Khaliq
graduated in
Mechanical Engineering from STTN College
and National Institute
of Technology in 1980.
He is a Spare Parts
Dealer and Supplier of
Generator Sets which
are used in factories
and ships. He also
owns a Workshop.
He has three sons –
Muhammad Ghazali, Muhammad Hyder and
Muhammad Rifqi and one daughter.
Mr. Mustafa Kamal Suraiya
Mr.
Mustafa
Kamal
Suraiya
qualified
as
an
Electrical
Engineer
(Power) in 1987. He
works in the Marketing
Department at Utara
Cables. He as two
daughters and one son
who are studying in
University He is married to Nasreen Advani
(d/o Abdul Rehman Advani).
MEMON ALAM
JULY 2014
MEMONS IN INDONESIA
THE ADMANI FAMILY
Late Haji Yoosuf Akbani’s daughter,
Hajra was married to Siddique Admani.
They have 3 sons, i.e. Usman Admani
who lives in Surabaya and running a petrol
business, Iqbal passed away recently and
Ayub Admani lives in Jakarta and is doing
business. The daughters are late Rabia,
Usman Siddique Admani with his wife (sitting) and their
children. All graduated from university. His son is a doctor.
Hameeda (lives in Surabaya) and Sameena
(lives in Jakarta), both are teachers.
Sameena Siddique Admani, late Iqbal Siddique Admani
and his wife. Taken when he was sick.
CONCLUSION
The purpose of this article is to portray the lives of the Memon
families living in small numbers in distant lands and track how they
reached there and when. In this regard, the Memon Alam has already
published ‘Memons in North America’ in its April 2014 issue. The
Memon Alam appeals to its readers and well-wishers, especially if
they are living in foreign land, to kindly submit information, articles,
photographs of the few Memons living there. In the near future, the
Memon Alam plans to publish “Memons in Sri Lanka”, ‘Memons
in Saudi Arabia’, “Memons in Mauritius” and “Memons in the
UAE”. More suggestions are welcome.
ACKNOWLEDGEMENT
It is always a pleasure to meet our Memon brethren in a city or
country where we least expect to them to be. The Memon Alam
is thankful to Mr. Saleem S. Surthy (third from left in the picture
Ayub Siddique Admani (first from right), his wife (first
from left), Sameena Siddique Admani (third from left)
with son and daughters
below), who is working as Administrator
at WMO Pakistan Chapter, for taking the
initiative to meet, interview and photograph
Memon families in Jakarta during his visit
to Indonesia in February-March 2014. The
Memon Alam is also extremely grateful to
Dr. Najib Advani who is based in Jakarta
(first from right in the picture) for bringing
together all the Memon families living in
Jakarta at his residence for a grand lunch.
The Memon Alam is published, since April
2010, by the World Memon Organisation
(WMO) which is an international umbrella
organization of the global Memon
community, whose object is to bring the
world Memon community closer and closer
and work together for the entire community
at large.
MEMON ALAM
JULY 2014
Note: There are some more Memons living in other
cities of Indonesia such as Medan. Memon Alam
will try to contact them some other time.
13
COMMUNITY NEWS
Visit of Mr. Masood Ali Khan
AGM (IT Audit) Central Depository Company
on 17th July 2014
Mr. Masood Ali Khan –AGM (IT Audit) from Central Depository Company along with Mr. Fahad Ahmed Khan –IT Auditor (the
internal audit) visited MITI on 17th July 2014. They were welcomed at MITI campus by Mr. H.M. Shahzad –Assistant Secretary General
WMO and Chairman MITI along with Mr. Shahab Hasan –C.O.O MITI.
They visited the Technical and IT
department of Male Section and saw
the facilities available for the students
including the class rooms, Practical
Labs
and
Technical
workshops.
MEMON ALAM
JULY 2014
They talked to the students about
their learning experience and also
asked teachers about their teaching
techniques. They showed keen interest
in students’ projects and appreciated
the teachers a lot for bringing such
high-grade creativity in students. They
then visited the Female department
and admired the innovative methods of
teaching.
15
COMMUNITY NEWS
They got highly inspired by the
dedicated and devoted work provided
to the youth of under privileged
areas in such marvelous way and also
appreciated the initiative of MITI for
the job placement of graduates. He gave
worthy compliments to the chairman
and provided donation for the progress
of the institution.
At the conclusion of visit, Mr. Masood Ali gave such precious remarks for MITI:
“It is a great pleasure to see an amazing
service institute here in Karachi working with
excellent professionalism, administration
and passion”
Masood Ali
16
17-07- 2014
MEMON ALAM
JULY 2014
COMMUNITY NEWS
Mr. Yousuf Amdani
In this Issue of Memon Alam in Illuminating stars, we are introducing a
gem of the Memon Community , who is not only pride of our community but
also for Mankind.
“A Man of Struggle and Success and an Intellectual”
Forbes in June 2014,has published and highlighted him as a great change
Maker. We are republising that Article in this Issue in which his mission and
vision are expressed.
In upcoming issues of Memon Alam, we will be publishing an exclusive
interview of Struggle in the way of achievements of Mr. Yousuf Amdani
President of Grupo Karimo, a great thinker and philanthropist who is working
for the betterment of human society.
He has established himself as a Fifth Millionaire in Central America . May
Allah Bless this Illuminating star of our Community.
MEMON ALAM
JULY 2014
17
ILLUMINATING STAR OF MEMON COMMUNITY
The 12 most I mportant
Millionaires in Central America
1:Stanley Motta. (Photo courtesy City
of Knowledge).
2:
dionisio_gutiérrez12.
Dionisio
Gutierrez and Family
3:ramón_mendiola13.
Ramón
Mendiola
4. Ricardo Poma
5:Mohamad Yusuf amdani Bai
6. Jaime Rosenthal Oliva
7. Roberto Kriete
8. Mario Lopez Estrada
9. Carlos Enrique Mata Castillo
10. José Miguel Torrebiarte Novella
11. Miguel Facussé Barjum
12. Francis Durman Esquivel
5: Mohamad Yusuf Amdani
Country of Origin: Honduras
President of Grupo Karim’s
Companies and sectors: Leading textile, hotel and real-estate industry; manufacturing brands to JC Penney and Medline Industries.
While Karim’s Group is headquartered in Pakistan, today companies conglomerate operating in the United States, Honduras, Mexico,
Guatemala, Dominican Republic, Nicaragua and the United Arab Emirates, with the textile and real estate sectors which keeps most
operations.
Figures published in several regional media estimate that revenues Karim’s group are higher than 5,500 million dollars annually.
18
MEMON ALAM JULY 2014
ILLUMINATING STAR OF MEMON COMMUNITY
The textile
business exalted
Mohammad
Yusuf ’s consortium
worldwide.
However, the
business plan
that the Pakistani
businessman
weaves today has
more to do with
infrastructure and
technology than
with threads.
Mohammad Yusuf Amdani
THE MAN
THAT SEEKS
TO CHANGE
THE FACE OF
THE REGION
Grupo Karim’s president invests
close to $200M in the smart cities
he is building in Central America
2
010, American arquitect Mark
Meijer, known worldwide for his
work in favor of the environment
and spatial planning, was invited to San
Pedro Sula by Mohammad Yusuf Amdani,
president of Grupo Karim’s.
This landscaper’s visit was not for
leisure. The Pakistani native entrepreneur,
although naturalized as a Honduran, had in
mind to entrust him with an arquitectu¬ral
project that he estimates was going to take
between four and six years to finish. The
challenge consists in designing a 15 kilometer
route from the city´s airport to the hotel area,
MEMON ALAM
JULY 2014
able to generate “an ex-perience” unique
for the traveler, similar to the one tourists
have in Singapore’s airport, that three years
ago received the World Airport Award for
its high level of sophistication. Outdoor
parks, spas, relaxation areas, supermarkets,
slides, laundry, high-end stores and movie
thea¬ters, among others, are part of the
world´s number one airport, which currently
invests close to $350M a year to continue its
expansion and modernization.
But, what is the objective to replicate
a project estimated by urban planners of up
to $400M in a central american country, and
that, usually, is the responsibility of local
governments to promote and execute?
The answer is given by Rubén
Darío Sorto, executive director for
YparConsul¬ting, a consulting firm that
has collabora¬ted in Grupo Karim´s most
relevant real estate business plans: “Yusuf
believes that the first impression makes a
mark in the investor”.
“Under this premise, seeking to give the
best impression to potential interna¬tional
clients is crucial for them to choose to
operate from the smart cities and business
parks that this businessman is building in the
19
ILLUMINATING STAR OF MEMON COMMUNITY
region”, says the director.
Not that there is no competitive urban
landscape in the continent. Canada and the
United States excel in worldwide rankings
on infrastructure. Simply put, these places
are not, unlike Central America, “fertile
ground” for the type of companies the
Pakistani entrepreneur seeks for these
projects, that also require intensive labor
at a competitive cost, 24/7 services with
technological and energy self-sufficiency.
We are referring to automotive
com¬panies, BPO’s, ITO’s and call centers;
the latter, a business in Latin America with
an annual income that exceeds $9,000M,
according to estimates by Frost and Sulli¬van
consulting company, with important growth
in Guatemala, El Salvador, Brazil, Mexico
20
and Chile.
“Neither Honduras nor any other
coun¬try in the region are in the international
investor’s radars. If we want the element of
surprise we have to offer more than other
countries offer in infrastructure,
since we do not have the image
nor busi¬ness platform of Mexico and
Brazil. The purpose is to create first world
environ¬ments,” says Yusuf.
Grupo Karim’s president has his eye
in smart city projects, whichh combine
offices with commercial centers, hotels,
health clubs, apartments, movie theaters,
universities, hospital and restaurants,
si¬milar to what he is building in the cities of
San Pedro Sula, Tegucigalpa, Panama and
Villahermosa (in Mexico) - Altia Business
Park, Altia Technology Park, Altia Square y
Altia Corporate Center, respectively -, with
an investment in each of approxima¬tely
$200M.
The technology and services firms that
are settling in these projects, such as StarTek,
Apex America or Axioma, currently clients,
require “mirror sites” in other places that
enable them to provide customer service at
different hours, in other words: redundancy,
the magic word of the industry for which the
Pakistani entrepreneur (of only 48 years) is
creating the business parks and smart cities,
one of the reasons that lead him to foresee
that his path in Central American real estate
is just beginning.
FROM FABRICS TO REAL ESTATE
Yusuf belongs to the third generation
of a family that started in the business
world in the 1940´s manufacturing clothes
and producing the raw material for the
textile industry for firms such as Jockey
International.
FOT
The majority of the countries in the
region are scored low in the infrastructure
worldwide rankings, thus considered by
Yusuf as a disadvantage to attract new
global companies.
For several years, Grupo Karim’s main
market in this industry had been China, with
40% participation, the rest of the production
is headed to countries in Asia and Europe,
mainly Japan and Italy.
The need to diversify lead Yusuf, after
finishing his masters in marketing in Cal
State-Fullerton in 1989 where he learned
the importance of “selling” his projects, to
focus on placing more textile product in the
American market.
This motivated him to explore Central
America, to operate faster from there, even
with the economic depression in the United
States during those years that the buyers did
not have cash flow, therefore stopped paying
MEMON ALAM
JULY 2014
ILLUMINATING STAR OF MEMON COMMUNITY
suppliers in advance; forcing Grupo Karim’s
to accelerate their production cycle.
The first manufacturing plant of t-shirts
and sportswear established by Yu¬suf in
Honduras was in 1990 in Choloma. He
took this decision after travelling six months
through the region. At that time Guatemala
did not have free zones and limited ownership
of the dollar currency; El Salvador was at
war, and Costa Rica and Panama where
dollarizing their eco¬nomies, generating an
increase in costs.
It was until 1998 when Yusuf had
the first encounter with the real estate
busi¬ness, in Mexican soil in Campeche.
His U.S. clients insisted for months to
locate one of the plants in that country
and take advantage of the tax reliefs of
the North America Free Trade Agreement
(NAF¬TA). When he decided to do it, one
of his clients requested offices close to the
plant. Instead, the Pakistani entrepreneur
deci¬ded to develop a business park, the first
in the group, inaugurated months later by
the president at that time in Mexico, Ernesto
Zedillo Ponce de León.
That experience instigated Yusuf to
seek to replicate the business in Guatemala
and Nicaragua, and Green Valley Industrial
Park in Honduras, the biggest in the region,
became the most emblematic industrial
development and is considered by analysts
as one of the main drivers of the economy,
similar to Intel in Costa Rica.
That country´s GDP is $15,000M
per year, and the park’s exports amount
to approximately $1M. There are 6,000
peo¬ple working in the park in 11 established
companies, and it is the only one in Latin
America that does not use public utilities,
MEMON ALAM
JULY 2014
since it has its own roads, used of treated
water and is energy self-sufficient.
However, industrial parks were not
the only idea Yusuf had in Mexico for
his real estate projects. In a visit around a
decade ago to Monterrey, Nuevo León, with
Ruben Darío Sorto of Ypar Consulting, he
was surprised to see the infrastructure built
around the Tecnologico de Monte¬rrey,
one of the most important universi¬ties of
the country. “In a three kilometer radius,
there were movie theaters, shop¬ping malls,
housing for students, banks, residential
areas, pharmacies, everything. ´This is the
model we need´, said Yusuf during the
visit”, Sorto recalls.
Grupo Karim´s executive translated
that idea in Central America into smart cities.
The most representative develo¬pment
of this concept is Altia Business Park in
San Pedro Sula, which will amount to
approximately $200M in investment once
concluded with the construction of a
hospital, hotel, housing and commer¬cial
areas, where according to Yusuf, will house
international companies such as Cinépolis
and Marriot.
21
ILLUMINATING STAR OF MEMON COMMUNITY
Currently operating in this smart
city is UNITEC, member of the Laureate
International Universities, the world´s
lar¬gest university network - with 80 higher
education institutions in 30 countries-;
the recreational center REC-ZEN, a place
where office workers of this small city can
gather, eat or rest, and three towers for the
operation of technology industry offices.
But Yusuf´s real estate business has not
grown over cotton. The maquila wave that
began in the late 80’s in Central America
became stagnant from the economic crisis
in 2008, giving way to the fact that several
industrial parks in the region reached up to
40% vacancy.
The political ups and downs have
also impacted Grupo Karim´s smart
city busi¬ness. For the particular case in
Honduras,
the conflicts surrounding the expresident Manuel Zelaya, that lead to his
oust in 2009, caused that global technology
com¬panies ACS Xerox and Alorica
stopped the negotiations held with Yusuf to
occupy a 15 floor building in Altia Business
Park, with a commitment of an initial
infras¬tructure for 1,600 employees.
As a strategy to avoid further delay
in the investment comeback, Yusuf recalls
that in February 2011 he invited five
com¬panies to get to know Honduras and
its developments. “The executives came
with all expenses paid, we even picked them
up from their homes. At the end of their trip
we organized a four hour job fair where
3,000 people showed up. The executives
were impressed, they had never seen so
many people in line for a job.”
The first company established in Altia
Business Park as a result of that experien¬ce
was the multinational company KM2, a call
center firm that provides services to banks
and newspapers of other countries. There
are currently eight companies ope¬rating
from that park.
22
BUSINESS AT A GLANCE
Mohammad Yusuf has patience and
trust in his new projects. He is confident that
he cannot have success in failed societies. “If
the community is with you, you will have
successful employees”.
In Panama he is already building a
smart city, as in Tegucigalpa, and a park
in Nicaragua is in the design process. He
es¬timates the job creation will benefit more
than 10,000 people.
“It is the ability to change realities and
generate development that has made Yu¬suf
the most beloved foreigner in Hondu¬ras”,
assures Jaime Rosenthal, one of the
wealthiest man in the region and presi¬dent
of Grupo Continental. This percep¬tion is
shared by Daniel Facussé, president of the
Honduran Association of Maquila¬dores
(AHM), when he analyzes the parks and
cities developed by the Pakistani.
They are innovative because he has had
a very clear vision to attract the servi¬ces
industry that requires novelty designs and the
ability to tend to a demanding international
market. Projects like these promote integral
development, which is critical to attract
the companies that today see Honduras in
a positive light thanks to Yusuf, who has
been a pioneer in the country to captivate
investors in the services sector.”
Jacobo Kattan Salem, AHM’s former
president, sees Yusuf ’s technological parks
as high impact holistic projects. “Currently
we have one, and soon there will be another
one in the country and
two more in the region. We are headed
in the right path because Honduras needs
to diversify its economic base and promote
more projects like these”.
There is also no doubt in Panama
of the success of Grupo Karim’s smart
cities, less nowadays that the Canal has
been expan¬ded and the industrial-logistic
potential has new perspectives. Although
Zach Cheney, director for Jones Lang
MEMON ALAM
JULY 2014
ILLUMINATING STAR OF MEMON COMMUNITY
LaSalle in Latin America, warns that the
market in that country will take a few years
to absorb the current office stock and that
smart cities may have more success out¬side
the capital rather than within, where there
already are many of the services offered by
this development model.
THE HUMAN FACTOR
Yusuf ’s gamble depends largely on the
education level of the professionals required
by the technological companies he seeks to
establish in these cities. This uneasiness led
him to analyze the subject in Honduras and
the results were catego¬rical: “98% of the
students that reach Altia come from private
schools and very few are from public schools,
which implies that if we generate 4,000
or 5,000 jobs, we are not creating enough
opportunities for the people graduating from
govern¬ment based schools.”
To start changing this outcome, as
of this year, Grupo Karim’s president will
transform two of the closest schools to Altia
in San Pedro Sula, into bilingual schools; the
idea, however, is to trans¬form 25 schools.
He even proposed to the president Juan
MEMON ALAM
JULY 2014
Orlando Hernandez to accompany him
and transform another 25 public schools,
to achieve during the next four years 50
bilingual public schools.
Yusuf is also working in creating a
Computer Technology Institute that will
provide three different training pro¬posals,
one of six months in which the student will
be certified to work in a high level company,
another proposal of two and a half years to
obtain the bachelor
certificate in all technology careers,
and a third proposal of five years to obtain
a masters. Half of that population will have
full scho-larships and must be graduated
from a public school, with the added value
of 18 months of intensive English courses.
Yusuf´s dream, he tells Forbes, is to
achieve in Central America what he once did
in Mexico during the mid-90’s, in the fishing
town of Campeche, where he established a
maquila in the middle of nowhere, with only
seven people discharged from the Mexican
Social Security Institute (IMSS), and where
people were used to working every now and
then, as fisher¬men usually do. Today there
are close to 1,600 people working in the state
and his company is the biggest employer
after the government. Out of nothing, there
is now a Walmart, a Cosco, car agencies
and shopping malls. Grupo Karim’s even
established Ocean View, a business hotel,
and Campeche Hills, a residential area with
tennis courts, a lake, health club and social
area.
“In every city that we are building, we
are generating new opportunities for those
places (… )The innovation and
technology are secondary. Without the
know-how, infrastructure and legal security,
there wouldn´t be development,” says Yusuf.
Honduran personalities such as the
ar¬quitect Guillermo Milla, first councilor
of the Municipality of San Pedro Sula,
are ex¬pectant that Meijer Design, Mark
Meijer’s firm, forever changes the city’s
geography
and it stimulates big investments in the
country.
“I have imagined that develo¬pment
must coexist with other areas of mixed uses:
business parks, hospi¬tals, shopping stores,
universities, houses, etc. It would be like
a city within a city”, states the American
urban planner.
While this takes place, Ruben Darío,
Grupo Karim’s adviser, estimates the impact
achieved by the group in Central America:
“There are 80,000 people that currently
work in the IT services industry, each one
needs a work space of approximately 5 m2,
which means 300,00 m2 of construction.
The group has built between Honduras and
Nicaragua 60,000 m2, which represents
20% of the entire region. Now, what is the
potential? Probably double that amount:
750,000 m2”. And according to Yusuf: “You
will be there when that happens”.
THE FINE THREAD OF HIS
BUSINESS
Despite the difficulties encountered
by Mohammad Yusuf to carry on with his
real estate and manufacturing business,
nothing has stopped the expansion of his
projects along Central America, even in the
Dominican Republic.
23
COMMUNITY NEWS
IF YOU WANT TO SERVE
THE NATION, START WITH
THE COMMUNITY FIRST.
Report by: Zeenat Rafiq & Zinneerah Rafiq
Youth is like a fire It crept forward. A Spark at first Growing into a flame The brightening into a Blaze’.
W
orld Memon Organization
Pakistan Chapter is working
with full dedication and
passion effortlessly to achieve its aims and
objectives. Youth Wing is one of its branch,
is also very active in making the youth of
the nation bright and prosper in the whole
world. Events, Seminars, Conferences are
the foremost part of it.
Memon community is working for the
welfare of Mankind. They cater not only
the memons but also other communities.
Programs are made available for every
individual belonging to any caste, language
or religion. To build Pakistan, it is very
necessary to think beyond this all.
This year in June, for the Youth of
Memon Community one of the most amazing
and the most learning event by WMO Youth
Wing, “SPARK’14, was organized Let’s
Spark Again”. Spark had the idea to cater
the children of age 10 – 15 and to give them
a life time experience. Previously, this age
group had been neglected. Spark’14 was the
second sequel by WMO for four Sundays.
The venues were indoor and outdoor both.
As it is said that;
“IF YOU WANT TO CHANGE THE
MEMON ALAM
JULY 2014
FRUITS, CHANGE THE ROOTS.”
Keeping this thought in minds, WMO
planned to target the younger generation of
the society and to let them learn with fun,
all those aspects which will surely lead to a
better life. Age group of 10 – 15 is actually
a growing age. Children are very observant
and very catchy. They tend to absorb every
behavior around them, each action and
its reaction, each effect and its after effect.
In short, they are a pile of sand and they
would be molded in the vessel in which we
want them to. As life has become very busy
these days, the parents do not get much time
to spend with their children and to let them
learn every aspect of life by themselves.
Spark was an effort to build in them many
of the characteristics from the very early age
and to lead them to a path which leads to a
shining future.
Spark mainly emphasized to develop
communication skills, leadership qualities,
and self-confidence, to explore their
hidden skills and talents, to create sense of
patriotism, team work and responsibility.
Emphasizing on a theme each day, the event
was planned very accurately and perfectly.
Children were divided in teams with different
colors and colored jackets were distributed to
be worn as a mark of their identification for
the respective color and team. Facilitators
25
COMMUNITY NEWS
In words of James” Youth is the joy, the little bird that has broken out of the eggs and is eagerly waiting to spread
out its wings in the open sky of freedom and hope.”
were provided to the teams to stay with
them all the time and to take care of them.
Moreover, they were made the mentors for
the kids.
The theme of day 1 was TUM MAI
BOHOT KUCH HAI KHAAS. It was in the
Jade Hall of Arena. Firstly, the introduction
was held and children were made aware of
the scenario. Some norms were set by Altaf
Ahmed Vayani Chairman Youth Wing
Pakistan Chapter. After that, the children
were divided in teams and they were allotted
with their respective facilitators, color and
jackets. The idea behind the team distribution
was to let the children learn how to mingle
with different people, how to take care of
their desires and how to adjust themselves
with the unknown people around. To make
new friends, meet new people, to understand
them and to respect their point of views in
any matter. Ice breakers, energizers and
introductions held within the team. After
that, the first session was conducted by
Zohair Alibhoy. He told different stories to
let them realize that they can do everything
and they have that very special thing within
them to show up to the world. Addition
of the stories and the life style of the role
models which belonged to Pakistan, was
the most fascinating part. Children felt that
they too can cross every hurdle in their life
and can do whatever they wish to. Aspects
like forgiveness, honesty, respect, honor,
cleanliness etc. were elaborated.
He gave a very unique vision to the
children while distributing the juices. He
kept all the juices on the stage and ask them
to pass the juice to each and every individual
of the hall and not to open it till everyone
had got it. Everyone is equal and everyone
should get the same and should be treated
26
the same was the take home message by this
activity.
The waste was not at all dropped here
and there. Instead it was collected by some
of the children in the bags and the area was
cleaned by themselves too.
Another activity was also designed.
Children had to make a tower from straws
and had to place a tennis ball over that. Each
individual tried so hard to achieve it and to
let their team win from all. All of the teams
did it and it was elaborated that everything is
possible if we have firm determination to do
it. Apparently things seem to be impossible
but they are not.
After that children were provided with
lunch. After lunch, everyone entered in the
gaming zone and enjoyed different games
over there. Bowling, rock climbing, indoor
cricket, pool, ice skating, power jump, bull
riding etc. After such fun and games the
activities for day 1 were over.
MEMON ALAM
JULY 2014
COMMUNITY NEWS
In One quote of Swami Vivekananda says “Time of young age is not for wasting by making chatting community,
but youths should make community for solving social problems.”
The theme for day 2 was
MUSKURAHATEIN BAANTO. Two
venues were there for day 2. The first was
NAYA NAZIMABAD. Saad Saleem Umer
started the day with his little session,
explaining the activities for the whole
day. Then, the children enjoyed hiking
and horse riding there. Other games like
tug of war, freeze bee etc. was also played
within the team and among the teams too.
During hiking, it was observed among the
children that they helped team mates to step
forward, to move ahead and to reach the
last destination. Respect and care for the
mentors was also observed and the children
were concerned about their facilitators too.
After that, the lunch was provided.
The second venue for day 2 was
the
auditorium
of
NAZIMABAD
HOMEOPATHIC HOSPITAL. As they
reach there, they were provided with the
yummy food again. That included French
fries, fresh juices, pop corns, Candy Floss,
bun kababs, chocolate fountains and much
more. Then, the team from TOFFEE TV
was there with the children for their fun and
enjoyment. There was a story teller with
them who told them an interesting story.
After that, the ladies started singing poems
and rhymes with guitar, acting on the lyrics
too. This added so much of laughter in the
auditorium and the smiles on the faces of
people was worth watching. Few of the
poems were translated in ‘Memoni’ which
was really amazing for the participants and .
Then, the children came back with the take
home message that you have to carry your
team with you whatever the situation is and
wherever you are, to keep that smile on the
face always which was there when they were
enjoying the poems as they are the flowers
of a garden.
MEMON ALAM
JULY 2014
The theme for day 3 was JEEYO JEE
JAAN SE. The venue was DREAMWORLD
FAMILY RESORT. The day started with
excitement on the peak. Everyone was very
excited and curious for the rides and fun.
Firstly, the session was held. The first session
was conducted by HAMMAD RIAZ,
the youngest trainer. His session was very
energetic. He advised the children to live
their life to the fullest and to handle all the
obstacles calmly, strongly and while smiling.
As everything has to pass. What matters is,
the belief in thyself and the confidence in
the Almighty. Soon they will be able to do
everything they want to.
The next session was conducted by
SARWAT USMAN. She told kids some
of the basic rules and norms to be a good
citizen, a good human being and a good
countryman. She treated children very
elegantly and nicely and with the basic
norms to keep her session light. Obligation
and rules for one’s safety, for others’ safety,
for the betterment of our country were told.
If u would mess up the country, you will
face hardship too which is however caused
by yourself.
After that, lunch was provided. Then,
children changed and were ready for their
most awaited part of the day. All went to the
area of their interest with their facilitators
and the CEC team was also there to keep
an eye on them. Swimming pool, wave pool,
boating, archery, horse riding, snooker etc.
were really enjoyed by them. This day taught
a lot to the kids. To manage themselves
without parents in an outdoor place, to
trust in their facilitators, to act upon their
orders, to take care of the possession, to go
by time and to reach within the time as well,
to help others in finding places or mentors
and more importantly the civic sense that
is not to through litters, not to harm others’
possessions, not to make a place untidy even
if they are not with their family. Children
returned home. They were very happy and
were really tired too.
Day 4 had the theme KAL K LIYE
AAJ SE SOCHO. The idea behind that
27
COMMUNITY NEWS
was to give kids the vision that they have
to start thinking from now for their future,
for their parents, for their country and for
all those who are around. MUHAMMAD
JAWWAD CHOKSI started the day. He
distributed chocolate, candies and lollipops
among children. Those who answered
correctly of the questions which he asked
were awarded with chocolates as well. The
questions were from the previous 3 days.
The children were provided with the hi-tea
after that.
Then, HUSSAIN AFTAB CHANGHI
took the session. After mentioning some
of the brightest phases of his life and of
others’, he managed to take a good session
and to deliver some important skills for the
life. An activity was designed by him with
the theme. He asked each team to present
a theater with respect to the theme and to
present an idea on the chart to show that
what will they do to bring change in society
and what will they think from today about
tomorrow? Every team presented a theater
play and displayed their chart sheets. Each
and every one worked very hard to present
their thoughts. They were tested and the
results were announced. The learning from
this activity was that everyone has to play
its part to bring change. Not only a single
individual can bring change but collectively
they can. Like if all the teams implement
their ideas, there will be a huge change and
when all the team colors will join, they will
form a rainbow of miracles which no one
can break and similarly their efforts will not
be wasted and will bring change too.
After his tremendous session,
ARSALAN LARIK took the honors and
28
took his session. He conveyed his message
by showing video. He emphasized upon
the fact that we have to start taking
initiatives. If we won’t speak up, show up
and come up, no one will ever do it for
us. We have to make it in our own to get
what we desire. We have to do it today for
tomorrow. His advice was to speak up for
your problems and issued. Do not stay
quiet and do not bear. you have to be the
initial one. An activity was designed in
which all the balls as well. The children
actively took part in it. WMO arranged
parenting session too.
The parents were invited. While the
kids were busy with their activity, parents
were provided with the hi-tea. As they came
back, parenting session started. ARSALAN
MEMON ALAM
JULY 2014
COMMUNITY NEWS
LARIK took the session and told parents
some tips and advices which will help them
in the brought up of their child in a better
closed and the closing ceremony stared.
Vice president Mr.Shoaib Imsail Mangoria
was the Chief guest. He came up on
were awarded with medals and certificates
for participating and they were declared as
champs. Videos of the previous day were
way. Parenting session was a very interactive
one. Parents were very concerned and
curious about the issues which they had
with their children or the confusions which
they had. Not only this, but parents praised
the stage and shared his thoughts. After
that, Day champs for the four days were
announced and were awarded with slash
and crown. All the speakers were awarded
with the shields for their pleasing presence
shown to the parents. In the end, energizers
were performed to stay with the same spark
until next year.
It turned out to be the fantastic event. Each
and every one enjoyed, learned and gained a
the efforts of WMO Youth Wing a lot and
suggested them to bring another sequel soon.
Not wanting to, but Spark had to be
in Spark. Photographers, media team,
facilitators were called and were praised.
Pictures were taken all around. Participants
lot. The memories are for sure life time cherish
able. Still just one glimpse of the event take us to
heavenly memories of the event.
MEMON ALAM
JULY 2014
29
APPEAL FOR DONATION FOR THE
WMO EDUCATIONAL ENDOWMENT
FUND
The World Memon Organisation, Pakistan Chapter has recently established the
WMO Education Endowment Fund to facilitate Memon students to pursue higher
and professional education by availing loans, which are repayable in easy installments
without any kind of markup or charges.
The WMO Education Endowment Fund will help countless students, especially the
white-collared members of the Memon community, who cannot afford the high costs
of modern day education but at the same time do not qualify for Zakat. The WMO
Education Endowment Fund is a major step to bring about progress and prosperity in
the Memon community.
We humbly request the members of the World Memon Organisation (WMO), the
Trustees of World Memon Organisation Charitable Foundation (WMOCF), our
valued donors, well-wishers and philanthropists to join us in this noble endeavor to
bring about an Educational Revolution in the Memon Community by contributing
generously to the WMO Education Endowment Fund.
May Almighty Allah reward you abundantly in this world and the hereafter. Ameen.
Pir Muhammad A. Kaliya
Shoaib Ismail Mangroria
H. M. Shahzad
Peer Muhammad Diwan
Gul Muhammad Jan Muhammad
COMMUNITY NEWS
World Memon Organization
North America Chapter’s kick-off meeting
in Glendale Heights, Illinois, U.S.A.
(Report: Abdul Ghaffar Variend, Chicago, USA
Edited by Qasim Abbas of Toronto, Canada)
A
meeting was organized on
June 21, 2014 to kick off
activities of WMO NA
MEMON ALAM
JULY 2014
Chapter. The meeting was held at the
Ramada Inn in Glendale Heights, IL one of
the Suburbs of Chicago. The meeting was
attended by key members of the Memon
Community.
In the beginning registration and
networking started at 3:30 pm with
refreshments. The meeting started with a
Tilawat-e-Qur’an recited by Mr. Ahmad
Jangda.
The Vice President of the North
America Chapter, Mr. Abdul Ghaffar
Variend delivered a welcome speech and
also read the names of out of town guests
who weren’t able to attend and sent regrets.
Mr. Abdul Ghaffar Variend thanked
everybody present to attend the meeting
on a very short notice as Ramadan starts
within a week.
He thanked Ramada Inn owner Mr.
Arif Balagam for hosting the meeting, then
he gave some background about how WMO
NA Chapter came into existence and now it
is registered with Internal Revenue Service
of U.S.A. as a Not for Profit Organization,
resulting donations made to WMO NA
Chapter is fully tax deductible. He also
introduced Board Members consisting of
Secretary, Dr. Naseem Shekhani, Treasurer
Mr. Mohd Bashir Akuly, Internal Auditor
Mr. Feroz Aboobaker Khadbai and
Webmaster Mr. Yahya Abdullah Memon.
Naseem Shekhani, Secretary presented
31
COMMUNITY NEWS
Mission Statement and then explained the
aims and objects of WMO NA Chapter.
He also mentioned that ample resources of
WMO NA Chapter will be utilized towards
assisting needy community members in
North America and also elsewhere.
Mr. Mohammed Bashir Akuly,
Treasurer and Mr. Feroz Aboobaker
Khadbai, Internal Auditor also delivered
speech and welcomed the members present.
The special guest of the program
32
was Mr. Qasim Moosa Lawai who was
visiting from Karachi. He gave a detailed
and inspiring speech about the Educational
Committee of WMO Central, and it’s
working. He recommended the formation
of committees for fundraising, education,
welfare and youth committee.
In the end Mr. Yahya Abdullah
Memon, Web Master gave a presentation
on what can be done to utilize the web and
how to make it effective.
The meeting was well received as the
audience was enthusiastic in working with
WMO NA Chapter. Finally Mr. Abdul
Ghaffar Variend, Vice President gave
the closing remarks and thanked all the
attendees. He mentioned that letters will
be mailed to all Memons and organizations
in North America for the collection of
Donation and Zakat. The meeting was
adjourned at 5:30 pm with a Dua recited by
Mr. Ahmad Jangda.
MEMON ALAM
JULY 2014
COMMUNITY NEWS
Book Fair and Family Festival
organised by Memon Book Foundation
O
n 8th June ,2014,Karachi Book
Fair and Family Festival was
organised by Memon Book
Foundation and Tents and Event Network.The
Chief Guest of the occasion was Mr Sardar
Yaseen Malik,He praised the role of Memon
Community for the betterment of the society
.Mr Hussain Mehnti ex- Parliamentarian
34
expressed his views on importance of books
and Holy Quran as a permanent guide.
Dignitries Mr Mahmud Parekh, President
MPF,Mr Abdul Aziz Memon President
APMF,Mr Yahya Bawany,Captain Kamal,Mr
Danish Aziz,Mumtaz Hussain Shah and Mr
Usman Batliwala of Memon Book Foudation
expressed their views and stressed the need to
promote Memon Culture and Language in
the community and especially in the youth
of the Community.The Festival was attented
and appreciated by a huge crowd and
efforts of Mr Usman Batliwala and Memon
Book Foundation was appreciated who are
working for promotion of Memon Identity
for 30 years.
MEMON ALAM JULY 2014
COMMUNITY NEWS
MPF Delegation meeting with
President Mr.Mamonnon Hussain
A
delegation
of
Memon
Professional Forum (MPF),
led by its President Mahmood
Parekh, called on President Pakistan
Mamnoon Hussain at the State Guest House
on July 22, 2014. The delegation comprised
Chairman Strategic Advisory Board Younus
Bandukda, past presidents Asif Ismail
Mangroria, Abdul Wahid Tejani, Ashraf
Bawany, Abdul Razzak Thaplawala, Yakub
Kapadia, Yakub Hashim Thara and all the
MPF Managing Committee members.
During the meeting with MPF
delegation that lasted for about 70 minutes,
President Mamnoon Hussain shared his
success story that how he achieved different
high level positions from being an Adviser to
President, and the challenges being faced by
36
him in the present situation of the country
vis-à-vis energy crisis, inflation and political
environment .
Giving brief introduction of the MPF to
President Mamonoon, the MPFians offered
their professional services for the prosperity
of Pakistan and also brought into his
notice the problems of the metropolis. The
President assured the delegation of resolving
the problems, saying, “Although the process
is slow, we are moving in right direction”.
He said that various mega projects have been
started with China, Turkey and Saudi Arabia,
which would bring a big change in near future,
adding, “Pakistan will gain more importance
in this region with the completion of KarachiHyderabad Motorway, Gawadar-Punjab and
Gawadar-Karachi highway projects”.
Mamnoon Hussain assured MPF
President Mahmood Parekh and other
delegation members of working jointly for
the betterment of the people of Pakistan,
particularly the Memon community.
On the occasion, President Mamnoon
was presented with MPF Diary 2014,
MPF Brochure and the latest issue of
MPF Network magazine, while a book of
autobiography was presented to him by
Abdul RazzakThaplawala, past president
MPF. Later, the delegation had a group
photo with the President.
This meeting was arranged in response
to MPF’s earlier request in August 2013
during Mr. Rafiq Rangoonwala’s tenure as
well as the efforts of SAB Chairman Mr.
Yunus Bandukda.
MEMON ALAM JULY 2014
COMMUNITY NEWS
Jetpur Memon Youth
Wing Website Launching
J
etpur Memon Association website
launching event took place at Yaqob
AdmaniSports Complex ,Adamjee
Nagar on 15th June ,2014,by Jetpur Memon
Yoth Wing ,under the umbrella of Jetpur
Memon Association. Due to the absence of
the President,Mr Asif Majeed Panawala,the
event was hosted by the Co -Chairman,Mr
Rehan Rauf Panawala. The Chief guest of the
occassion was Mr Suleman Faludia,General
Secretary of JMA. The event officially
launched the new website namely,www.
MEMON ALAM
JULY 2014
jetpurmemonassociation.com.
The program strated with Tilawat by Mr
Shoaib Bawany and Naat ,S.A.W,by Mr Saad
Suleman .Vice President Mr Rehan Panawala
Read the message of the President. Mueeb
Mundia conducted a wonderful and informative
session on I.T,followed by a quiz in which
lucrative prizes were distributed among the live
and energitic audience.Mr Saleem Lakhany
condcted dua,Mr Irfan Motiwala and Fazan
Yousuf briefed about the website.The show was
very well hosted by Sadia Yousuf.The active
team of JMA,youth wing, Arshad Ghazi, Taha
Bawany, Farhan Wavdiwala, Muneeb Mundia,
Faizan Yousuf, Ifran Motiwala, Sadia Yousuf,
Aisha Ashraf, Misbah Ashraf Imran Chara,
Yousra Rehan, Mohsin Moten, Rehan, Umair
Saleem Adnan Zakaria, Mahrukh Shafi, Umair
Chapal, Zeeshan, Maaz Panawala made it a
great success.The program was attended by a
large audience of the comunity, MC members
of JMA ,dignitries as Mr Adam Muchada,Mr
Zakaria Siddiq,Mr Amin Panawala also
attended the program.
37
MEMORABLE MEMONS
G.M.BANATWALLA
M.Com., B.Ed.,LL.B.(1924 – 2008)
By: Farooq Abdul Gaffar Bawani (Gujarat)
I
ndian Union Muslim Leaue’s (IUML)
President respected Mr.Ghulam
Mehmood Banatwalla was born on
15th August, 1933 into a middle class Catchi
Memon family in Mumbai. His fore-fathers
were native of Cutch. (Now in Gujarat State).
A gifted student, he obtained his B.Ed and
M.Com., from S.T.College & Sydenhanm
College of Commerce and Economics,
Mumbai, respectively. After graduation, he
worked as a teacher and lecturer. He was
married to Dr.Ayesha Banatwalla in 1960.
From an early age he showed a natural
acumen for social activitism & participated
in several related activities. He became the
president of the Cutchi Memon Students
circle, Mumbai in 1954 & was later elected
as the head of the Cutchi Memon Jamat.
Throughout 1950s & 1960s, he served in
various capacities in organizations as diverse as
Muslim Ambulance Society, Anjuman-i-Islam
Board for Commercial Education,Aligarh
Muslim University Court, Maharashtra State
Integration Committee, Bombay Metropolitan
Regional Development Board and Justice of
Peace. He quit his teaching profession to be full
time in politics.
He served two terms as a councilor of the
Bombay Municipal Corporation.
He was elected to the Maharashtra
Legislative Assembly in 1967 on the Indian
Union Muslim League ticket and remained
an M.L.A. until 1977. He was a vocal, and
often the lone advocate of Muslim issues there.
When a resolution to make a family planning
compulsory was introduced in the house,
Banatwalla was the lone member to
oppose it. He said no one should be forced to
undergo sterilization and that only Muslims
would be made the special targets of such
schemes. A motion to introduce the bill was
passed unanimously with only Banatwalla in
opposition. He stood like a rock. But due to the
MEMON ALAM
JULY 2014
uproar over the barbarity of such campaigns in
North India the proposal was quietly buried.
Mr.Banatwalla Saheb always highlighted
the due straits that the state’s Muslims had
fallen since independence. Armed with
statistics he made impassioned pleas for the
welfare of Muslims.
He made his foray into national politics
by contesting from Ponnani Constituency
in Kerala in 1977. He won with a thumping
majority even though he did not speak
Malayalam and did not actively campaign in
Parliamentary Constituency. He delivered his
speeches in English and became increasingly
popular among the masses. Voters trusted him
so much that they elected him six times more.
This speaks volumes about acceptability in his
constituency.
In the Parliamnet, Banatwalla worked
overtime and was one of the few members
who drafted their own speeches and questions.
His oratory impressed everyone. He was often
seen studying in the library.
The issue of minority character of the
Aligarh Muslim University (AMU) was close
to his heart & he had introduced a bill in the
Parliament for its restoration. He had made
a forceful protest over police firing on AMU
Student demonstrators in 1979.
His most memorable role in the
Parliament was his introduction of the Shariat
Bill in March 1985 which sought to exclude
Muslims from the secular law of maintenance.
The Govt. of India persuaded Banatwalla to
withdraw his
bill and introduced its own Muslim
Women Protection of Rights on Divorce Bill
which was passed into legislation in 1986 and
achieved the desired result.
He was an active member & leader of the
Babri Masjid Action Committee. He offered
his defence on the Babri Masjid issue in a small
book titled “Babri Masjid-Ram Janmabhoomi,
Controversy Analyzed”.
Banatwalla’s pointed remarks against the
BJP & the RSS made him a special target of
the latter. He was also one of first MPs to seek
a ban on Rushdie’s blasphemous novel Satanic
Verses in India.
In the aftermath of the demolition of
Babri Masjid, his friend & colleague, Ebrahim
Suleiman Sait left the party. Banatwalla stayed
put with the IUML & worked to strengthen it.
In 1993, he assumed the mantle of presidency
of the league. In those trying times, he helped
the party navigate its way served as a role
model for the emerging young leadership.
In his last stint in the parliament as an MP
of the 13th Lok Sabha, Banatwalla continued
his work. He presented a total of 25 private
member’s bills, 141 starred and unstarred
questions and 182 interventions during debates.
His advocacy was not just limited to Muslims’
issues, but included universal issues like Right
to work, Custodial deaths and Protection of
farmers.
Outside the Parliament, he presented the
Muslim Cause on various forums including
the India Today conclave in 2006 in which he
squared off with likes Subramanian Swamy,
a diehard Hindu Communalist and Pravin
Togadia, a fire-brand Vishva Hindu Parishad
leader and both Muslim-hater.
A voracious reader and a gifted writer
Banatwalla was the author of several books,
booklets including Religion & Politics in India,
Muslim League – Azadi ke Baad.
Any serious student can write a thesis on
Late Banatwalla Saheb after reading his select
Parliamentary speeches and can get Ph.D.
from reputed University.
Mr. Banatwalla Saheb passed away on
June, 25, 2008 in Mumbai following a brief
illness. He was 74. The great leader’s funeral
took place on 26th June in Cutchi Memon
graveyard, Mumbai. Thousands of people
attended his funeral rites & gathered at his
residence in Mumbai for condolence.
A number of social & political leaders
including The President, The Vice-President,
The Prime Minister, Chief Ministers of several
states, Heads of Political Parties, MPs, MLAs
paid tributes to Late Banatwalla Saheb and
de³scribed him as an illustrious personality and
a respected leader of the people.
At a condolence meeting organized
in Delhi’s Constitution Club by IUML
General Secretary and MoS External Affairs,
Mr.E.Ahamed, extremely rich tributes were
paid to the departed leader.
This is high time our political &
community leaders realized the need of
disciplined and clean politics as well as selfless
service to the nation. He was a bold, gifted &
outspoken voice in & outside the Parliament.
This is the lesson we should learn from
the Late G.M.BANATWALLA SAHEB.
Reference :
(1)
The Radiance Viewsweekly, New
Delhi. 6-12 July, 2008.
(2) The Milli Gazette, New Delhi. 1631 July, 2008
(3)
The Islamic Voice, Bangalore,
August-2008.
39
Travel
Indonesia at a Glance
I
ndonesia is an archipelagic
country in Southeast Asia,
lying between the Indian Ocean
and the Pacific Ocean, extending 5,120
kilometers (3,181 mi) from east to west and
1,760 kilometers (1,094 mi) from North
to South. It encompasses an estimated
17,508 islands, only 6,000 of which
are inhabited. It comprises five main
islands: Sumatra, Java, Borneo (known
as “Kalimantan” in Indonesia), Sulawesi,
and New Guinea; two major archipelagos
(Nusa Tenggara and the Maluku Islands);
and sixty smaller archipelagoes (group or
chain of islands). Lying across a region of
immense volcanic activity, Indonesia has
some 400 volcanoes, with at least 70 still
active.
Indonesia is the fourth most populous
nation on Earth (after China, India and
the US) and has a population of about 240
million from more than 200 ethnic groups.
Indonesia has a larger Muslim population
than any other country in the world.
Indonesia is home to 12.7% of the world’s
Muslims, followed by Pakistan (11.0%),
India (10.9%), and Bangladesh (9.2%).
Indonesia has the largest economy in
Southeast Asia and is one of the emerging
market economies of the world. The country
is a member of G-20 major economies
and classified as a newly industrialized
country. Indonesia is also a member of The
Association of Southeast Asian Nations
(ASEAN).
40
MEMON ALAM
JUNE 2014
Travel
ULTIMATE IN
DIVERSITY
T
he Republic of Indonesia is the
largest archipelago in the world
comprising 13,466 large and
small tropical islands fringed with white
sandy beaches, many still uninhabited and
a number even still unnamed. Straddling the
equator, situated between the continents of
Asia and Australia and between the Pacific
and the Indian Oceans, it is as wide as the
United States from San Francisco to New
York, equaling the distance between London
and Moscow. The national language is
Bahasa Indonesia.
Among the most well known islands are
Sumatra, Java, Bali, Kalimantan (formerly
Borneo), Sulawesi (formerly Celebes),
the Maluku Islands (or better known as
Moluccas, the original Spice Islands) and
Papua. Then, there is Bali “the world’s best
island resort” with its enchanting culture,
beaches, dynamic dances and music.
But Indonesia still has many unexplored
islands with grand mountain views, green
rainforests to trek through, rolling waves to
surf and deep blue pristine seas to dive in
where one can swim with dugongs, dolphins
and large mantarays.
Because of her location, and geology,
Indonesia is blessed with the most diverse
landscape, from fertile ricelands on Java and
Bali to the luxuriant rainforests of Sumatra,
Kalimantan and Sulawesi, to the savannah
grasslands of the Nusatenggara islands to
snow-capped peaks of West Papua.
Her wildlife ranges from the prehistoric
giant Komodo lizard to the Orang Utan and
the Java rhino, to the Sulawesi anoa dwarf
buffalos, to birds with exquisite plumage like
the cockatoo and the bird of paradise.
This is also the habitat of the Rafflesia,
the world’s largest flower, wild orchids, an
amazing variety of spices, and aromatic
hardwood and a large variety of fruit trees.
Underwater, scientists have found in North
Sulawesi the prehistoric coelacanth fish, a
42
MEMON ALAM JULY 2014
Travel
“living fossil” fish, predating the dinosaurs
living some 400 million years ago, while
whales migrate yearly through these waters
from the South Pole. Here are hundreds of
species of colorful coral and tropical fish to
admire.
Culturally, Indonesia fascinates with
her rich diversity of ancient temples, music,
ranging from the traditional to modern pop,
dances, rituals and ways of life, changing
from island to island, from region to region.
Yet everywhere the visitor feels welcomed
with that warm, gracious innate friendliness
of the Indonesian people that is not easily
forgotten.
Facilities-wise
Indonesia’s
hotels
are second to none. In fact, many of our
luxurious and unique hotels have constantly
been listed as some of the best in the world,
located on white sandy beaches, overlooking
green river valleys, or situated in the heart
of busy capital Jakarta. While Indonesia’s
cities like Jakarta, Bandung, Surabaya, or
Makassar are a hive of activities for business
and leisure and a paradise for shoppers,
offering upscale boutiques selling top brand
names, to local goods at road-side stalls. Here
gourmets can treat themselves to the many
regions’ delectable spicy cuisine or dine
sumptuously at international restaurants.
Convention centers are equipped
with state-of-the-art facilities, as many top
international conferences and exhibitions
are held in Jakarta, Bali to Manado, ranging
from the Global Climate Change Conference
in Bali to the World Ocean Conference in
Manado, to trade and investment exhibitions
and tourism trade shows in many provincial
capital cities.
Jakarta, Bali, Medan, Padang,
Bandung, Solo, Yogyakarta, Surabaya,
Makassar are connected by direct
international flights, and many regular and
low cost carriers fly passengers to Indonesia’s
towns or remote locations.
Source: http://www.indonesia.travel/
en/discover-indonesia#tab1
GENERAL KNOWLEDGE
Where is the Far East Region?
Where is Southeast Asia?
There are 16 countries and 4 territories in the Far East Region
namely Brunei, Cambodia, China, East Timor, Indonesia, Japan,
South Korea, North Korea, Laos, Malaysia, Mongolia, Myanmar
(Burma), Philippines, Singapore, Thailand and Vietnam. Besides the
above, there are Hong Kong (China), Macau (China), Russian Far
East (Russia) and Taiwan (Republic of China).
Southeast Asia is a sub-region of Asia, consisting of the
countries that are geographically south of China, east of India, west
of New Guinea and north of Australia. Southeast Asia consists of
two geographic regions namely Maritime Southeast Asia (comprising
Philippines, East Malaysia, East Timor, Indonesia, Brunei, and
Singapore) and Mainland Southeast Asia (also known as Indochina,
comprising Cambodia, Laos, Myanmar (Burma), Thailand, West
Malaysia and Vietnam).
MEMON ALAM
JULY 2014
43
ISLAM
The Ramadan tradition
in Indonesia
M
uslims believe that Ramadan
is a month full of Allah`s
mercy, gifts and forgiveness
when all of one’s good deeds and prayers
will be rewarded by Allah and all one’s sins
will be forgiven.
In Indonesia, where the majority
of the population is Muslim, there are
various traditions in a number of areas in
which people welcome the holy month of
Ramadan. Although traditions may differ,
the spirit remains the same, which is joyful
and gratefulness in welcoming the holy
month.
Andre Moller, in his dissertation
Ramadan in Java, the Joy and Jihad of Ritual
Fasting, wrote about the varied traditions
of Indonesian Muslims. While believing in
one and the same Allah, Muslims across the
world have different traditions, so it is not
surprising to find the differences according
to historical background or geographical
location. Therefore, Ramadan in Yogyakarta
is not the same as Ramadan in Aceh, for
instance, and Ramadan in Indonesia is also
different from Ramadan in Palestine and so
on.
Many
non-Muslims,
especially
Westerners, think that fasting during
Ramadan is ultimate suffering for those who
fast. One can understand this misconception
because they do not really understand the
concept of fasting during the holy month. Not
eating, drinking or smoking, and refraining
MEMON ALAM
JULY 2014
from sexual relations and gossiping, etc. for
a whole month is indeed a heavy burden for
some, especially in a tropical country like
Indonesia.
Muslims here have a unique enthusiasm
in welcoming the holy month as they are
joyful and highly excited about it. A month
earlier, in the month called Syakban, they
hold various programs and rituals.
Kindergarten and school students
go around the city in procession, malls
offer special discounts and promos, special
religious rituals called ruwahan are held at
home and many visit cemeteries to pay their
respects to deceased parents or relatives.
The following are examples of
traditions during Ramadan in a number
of areas as described in kabarinews.com.
Dugderan takes place in Semarang, Central
Java.
“Bedug” is the sound of a mosque
drum to indicate the arrival of Ramadan,
while “Der” is the sound of a cannon that
is fired simultaneously with the sound of the
mosque drum.
Muslims in Klaten, Boyolali, Salatiga
and Yogyakarta in Central Java have a
different ritual, Padusa, as they submerge
themselves in water believed to be holy or
bathe in holy wells or springs to cleanse
themselves spiritually and physically prior to
the holy month.
Meugang is practiced in Nangroe Aceh
Darussalam (NAD) and Muslims over there
slaughter goats, sheep or buffalos. This
tradition has existed in the province since
the year 1400 when the province was ruled
by kings.
Balimau belongs to Muslims in Padang,
West Sumatra. It is similar to Padusa.
Nyorog for the Betawi people in Jakarta
means distributing food to elderly family
members. Although the terminology Nyorog
45
ISLAM
has almost disappeared the tradition still
remains. The food varies, such as buffalo
meat or beef, fish, packaged noodles, coffee,
milk, sugar, syrup and so forth.
It is about welcoming the Holy month
of Ramadan, while during the whole fasting
month the rhythm of life also changes. In
the wee hours of the morning before sunrise
one has sahur, which is the morning meal,
usually together with one’s family and
normally one then goes to worship at the
mosque and recites the Koran.
Many restaurants and food stalls are
not open for business during Ramadan, but
some are open in the evening until before
sunrise. Before breaking the fast at maghrib
or after sunset there is a tradition called
ngabuburit, which means chanting and
praying prior to it. Today in many major
cities in Indonesia there is also a tradition
called buka bersama, which means breaking
the fast together with relatives, friends or
colleagues at restaurants or cafes that have
special promotional offers during the Holy
month.
Salat Tarawih, which are non-obligatory
evening prayers during the fasting month,
are quite popular in Indonesia. Therefore,
one often finds numerous neat rows of
worshippers in Masjid in the evenings of
Ramadan praying for almost one hour after
breaking the fast. Some do this only at the
beginning and end of the fasting month.
What is unique about Ramadan in
Indonesia is that it does not belong to adults
alone but also to children. During other
months children are usually not allowed
to play or run about during maghrib or the
evening prayer time, but during Ramadan
they are not forbidden to do so by their
parents so long as they break their fast or
have their meal first. In Indonesia, Ramadan
is a family ritual and male dominated as in
some Islamic countries.
Another Indonesian characteristic
of Ramadan is the celebration of Nuzulul
Quran (the day commemorating the advent
of Koran) and Lailatul Qadar (the night
of the Koran’s revelation). In Indonesia,
Nuzulul Quran is celebrated on 17th
Ramadan while Lailatul Qadar is on the
27th of the same month. According to the
late Nurcholish Majid, both celebrations are
uniquely Indonesian
Source:The Jakarta Post
46
MEMON ALAM JULY 2014
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MEMON ALAM
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MEMON ALAM
JULY 2014
Exporters of all kinds of Yarns, Textiles new
and second hand reconditioned machineries
second hand reconditioned Cars, Used Tyres
Used Motor Cycles and Buses
Only officially registered recognized
Memon company in Japan since 1955
MEIYO BOEKI SHOKAI
PROPALACE AZUCHIMACHI BLDG. 2F
1-619 AZUCHI MACHI CHUO-KU OSAKA (JAPAN)
MAILING ADDRESS
HIGASHI P.O. BOX NO. 163, OSAKA (JAPAN)
PHONE: (06) 6264-0190
FAX: (06) 6264-0147
E-MAIL: [email protected]
E-MAIL: [email protected]
PRESIDENT: YUSUF M. BHADELIA
URDU
58
MEMON ALAM JULY 2014
URDU
MEMON ALAM
JULY 2014
59
URDU
60
MEMON ALAM JULY 2014
URDU
MEMON ALAM
JULY 2014
61
021-34910437
34911642
34911963
JULY,2014
MEMON ALAM REGISTRATION NO. SS-038

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