Schedule of Fees and Charges

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SCHEDULE OF
FEES AND CHARGES
Revision Date: November 29, 2016
1
Table of Contents
1. Import Letter of Credit
2. Export Letter of Credit
3. Guarantee
4. Clean Bill Purchase/Collection
5. Remittance
6. Customer Service
7. Credit
8. Debit/Credit Card
9. Swift Charges
10. CICL Charges
11. Postage and Courier
12. Mobile Banking
13. Online Banking
14. Safe Deposit Lockers
15. Miscellaneous Charges
2
IMPORT LETTER OF CREDIT
SN Particular
1
Industrial raw material/Trading
items
2
Revolving L/C
3
INR L/C
4
NPR L/C
5
L/C amendment with change in
value and/or expiry
L/C amendment not affecting
value and/or expiry
Discrepancy Charge
6
7
8
9
10
11
Advance Payment for Import of
goods from 3rd countries
Usance L/C Acceptance
Commission
Document Settlement charge
Inward Document Collection –
international
12
Inward Document Collection
(Local)
Cash against document
13
BCI Report
14
Charge on Discounting of LCs
15
LC Cancellation
16
Customs Purpose Amendments
EXPORT LETTER OF CREDIT
SN Particular
1
Advising Commission
2
Advising Amendment
3
Original LC hand over
4
Original LC Amendment
handover
5
Confirming Commission
6
L/C Transfer Charge
7
10
Payment / Negotiation
(Documentary/Sight/ Usance)
Negotiation of documents
against our own L/C
Outward Doc. Purchase not
under L/C( BILTY)
Outward Document Collection
11
Freight Permit Charge
8
9
Fees & Charges
0.125% per quarter and part thereof for subsequent quarter
or minimum Rs. 1,000.00 plus swift charge
0.25% per quarter and part thereof for subsequent quarter or
minimum Rs. 1,000.00 plus swift charge
0.20% per quarter and part thereof for subsequent quarter or
minimum Rs. 1,000.00 plus swift charge
0.30% per quarter and part thereof for subsequent quarter or
minimum Rs1,000.00 plus fax/courier charge
As per new L/C opening or minimum Rs. 1,000.00 plus swift
charge
Flat Rs. 500.00 plus swift charge
USD 60.00, INR 1,500.00 or NPR 1,200.00 per discrepant
document
0.10% or Minimum Rs. 1,000.00 per transaction plus swift
charge
0.04% per month or minimum Rs. 500.00
Rs. 500.00 plus swift charge
INR Document: 0.25% flat or minimum Rs. 1,500.00 plus
SWIFT charge. FCY document: 0.125% flat or minimum Rs.
1,500.00 plus SWIFT charge
0.10% or minimum Rs. 750.00
For limit holder – Rs. 1,000.00
For non limit holder – Rs. 2,000.00
Actual plus SWIFT charge
If a copy to be provided, charge of Rs. 5,000.00
Subject to market conditions
Rs. 500.00 plus courier, SWIFT and other out of pocket
charges
Flat Rs. 500.00 per document
Fees & Charges
Rs. 1,500.00
Rs. 1,000.00
Rs. 5,000.00
Rs. 2,000.00
0.25% per quarter or Minimum Rs. 1,000.00
0.25% on transferred amount or minimum Rs. 2,500.00 plus
SWIFT charge)
0.50% up to 15 days or minimum of Rs. 1,000.00. Beyond 15
days, 15% p.a. will be levied on document value
Applicable lending interest rate as approved by lending
officer
0.50% up to 15 days or minimum of Rs. 1,000.00. Beyond 15
days, 15% p.a. will be levied on document value
Domestic: Rs. 1,000.00 per document plus Postage and
Courier
Outside Country: 0.125% of document value or minimum Rs.
1,000.00 and maximum Rs. 5,000.00
Rs. 500.00 per transaction
3
GUARANTEE
SN Particular
1
Bid Bond
2
Performance Bond
3
Supply Credit Guarantee
4
Advance Payment Guarantee
5
Bonded Warehouse Guarantee
6
Counter Guarantee
7
Amendment ( Not affecting
value & expiry as well as for
time extension within the
quarter)
Amendment ( Affecting value &
expiry as well as for time
extension within the quarter)
Counter Guarantee Amendment
not affecting time & value
Endorsing Guarantee to
another Bank or relaying claims
Guarantee charges from date of
expiry to closure
8
9
10
11
CLEAN BILLS PURCHASE
SN Particular
1
Local Clearing Cheques
2
Local Outstation Cheques
3
4
Foreign Cheques
IRS Bills/DD Purchase
Fees & Charges
0.35% (In case of FAC coverage and CM as per approval
0.25%) per quarter or part thereof or minimum Rs. 1,000.00
0.20% (In case of FAC and CM as per approval 0.15%) per
quarter or part thereof or minimum Rs. 500.00 for
reputed/corporate clients
0.40% ( In case of FAC and CM as per approval 0.35%) per
quarter or part thereof or minimum Rs. 1,000.00
0.25% (In case of FAC and CM as per approval 0.20%) per
quarter or part thereof or minimum Rs. 1,000.00 for reputed
/corporate clients
0.5% (In case of FAC and CM as per approval 0.45%) or
minimum Rs 1500
0.50 % (In case of FAC and CM as per approval 0.45%) per
quarter or part thereof
0.30%( In case of FAC and CM as per approval 0.25%) or
minimum Rs. 2,000.00 for reputed/corporate clients
0.50% (In case of FAC and CM as per approval 0.45%) or
minimum Rs. 2,000.00
0.50 % (In case of FAC and CM as per approval 0.45%) per
quarter or part thereof with minimum Rs. 2,000.00 plus
commission & charge of other bank
Guarantee claim handling charge Rs. 1,000.00 per claim
Rs. 500
As per original or minimum of Rs. 1,000.00
USD 25.00
USD 75.00 per event
As per original guarantee pricing
Fees & Charges
0.10% flat for next day realization, beyond that 17% p.a. will
be charged
0.50% or minimum Rs. 1,000.00 for 15 days, beyond that
17% p.a. will be charged
2% or Minimum Rs. 1,000.00.
Payable at Metros of India: 1% or Rs. 500.00
Non Metros: 1.5% or minimum Rs. 500.00
For Corporate Clients:
Metros: 0.25% or minimum Rs. 500.00
Non Metros: 0.5% or minimum Rs. 500.00
Postage & Courier charge shall be applicable
Beyond 15 days, 17% p.a. will be charged
4
CLEAN BILLS COLLECTION
SN Particular
1
Inward Clean Collection
2
Outward Collection Cheques
Fees & Charges
0.25%, minimum Rs. 500.00, maximum Rs. 3,000.00 plus
postage charge.
0.10%, minimum Rs. 300.00, maximum Rs. 2,000.00 plus
postage charge.
OUTWARD CLEARING CHARGES (NCHL)
SN Particular
Fees & Charges
1
Cheque below Rs. 200,000
No charge
2
Cheque of Rs. 200,000
Rs. 10 per cheque
3
Cheque above Rs. 200,000
Rs. 30 per cheque
4
FCY Cheque
Rs. 30 per cheque
5
Special Clearing (Express)
Rs. 100 per cheque
6
Cheque Return (Outward)
Rs. 100 per cheque
7
Late presentment fee
Rs. 200 per cheque (on customer’s request)
REMITTANCE
SN Particular
1
INR Draft & TT
2
3
4
6
Other FCY Draft & TT
Inward remittance credit to A/C
Inward remittance- Transfer to
other Banks or Personal ID
(Passport/ Citizenship/ Driving
License) unless otherwise there
is a special agreement with
remitting company/bank.
Inward Remittance through
agency arrangement
Draft Cancellation
7
Refund of Inward remittance
5
CUSTOMER SERVICE
SN Particular
1
Balance Certificate Charge
2
3
4
5
6
7
8
Credit Card Limit Certificate
Charge
Stop Payment Charge
Good for Payment
Cheque Book Request without
Cheque Requisition Slip
Scheme Change Charge
Loose cheque
Cheque Return Charge
(Insufficient fund inward)
Fees & Charges
0.10% or , minimum of Rs. 100.00
For TT plus SWIFT charge
0.1% , or minimum Rs.250 plus SWIFT charge if applicable
No Change
Rs. 150.00 flat
As per agreement
Against Returned Draft: Rs. 250.00
Against Lost Draft: Rs. 500.00
Plus Swift Charge and other bank charges as applicable.
Refund will be made at the prevailing rate on the date of
refund
Related NOSTRO A/C: USD 15.00 or equivalent.
Fees & Charges
Rs. 500.00 for every certificate issued
For Banks/FIs and audit purpose: No charge
Rs. 300
Rs. 200.00 per instrument or maximum Rs 500
Rs. 250 per instrument or as per the agreement
Rs. 200.00
Rs. 100.00 (terms apply)
Rs. 100.00
Rs. 250.00
5
CREDIT
SN Particular
1
Loan
Administration/
Renewal/Commitment Fee
(Corporate / Mid Corporate)
2
Loan Administration Fee (SME)
3
Loan Renewal Fee (SME)
4
Loan Administration Fee
(Retail)
5
Loan Renewal Fee (Retail)
6
Loan Commitment Fee (Retail)
7
Loan Administration Fee
(Consortium)
8
Prepayment Charge
Fees & Charges (applicable on funded limits/exposures)
0.25%
0.75%
0.5%
1.00%
0.5%
0.5% to 0.75%
As per consortium agreement
9
Mortgage Release Charge
As per the agreement (Bank shall not apply prepayment
charge if the loan is repaid from internal sources of the client
due to any changes/amendments in existing terms and
conditions of the loan including changes in the interest rate).
Rs. 5,000.00 per release. Not applicable for final settlement
10
Remortgage charge
Rs. 2,000.00
6
DEBIT/CREDIT CARD
Debit/Credit Card
Fees & Charges
Card Issuance Fee
Urgent Card issuance
fee(additional)
Supplementary Card
Fee
Replacement Fee
Re-issuance Fee
Card Blocking Fee
Renewal Fee/New
Card
PIN Re-generation
Fee
Late Payment Fee
Over Limit Fee
Limit Enhancement
Fee
Retrieval Request Fee
Charge Back Handling
Fee
Arbitration/Compliance
Processing Fee
Cash Withdrawal own
ATM
Balance Inquiry from
own ATM
PIN Change from own
ATM
Mini Statement from
own ATM
Balance Inquiry from
National Payment
Network
Cash Withdrawal from
National Payment
Network
Balance Inquiry from
SCT Network
Cash Withdrawal from
SCT Network
Balance Inquiry from
Visa Network
Cash Withdrawal from
Visa Network
Unauthorized Use in
Nepal and India on
Dollar Cards
Service Charge
(Interest)
Global Visa
Debit Card
(Rs.)
Global Debit
International
Card (USD)
Global Classic
Domestic
Credit
Card(Rs.)
1000
A. SERVICE FEES
15
150
Global
Gold
Domestic
Credit
Card (Rs.)
Global Gold
International
Credit Card
(USD)
1,200
2,000
50
NA
300
500
10
600
NA
600
1000
25
600
600
10
10
500
500
500
500
7.5
7.5
Nil
1000
Nil
15
Nil
Nil
Nil
100
2
100
100
2
NA
NA
300
300
5
NA
NA
NA
NA
500
750
500
750
7.5
15
300
200
5
3
300
200
300
200
5
5
As per Visa
As per Visa
As per Visa
As per
Visa
As per Visa
200 or 2%
NA
B. TRANSACTION FEES
Nil
NA
200 or 2%
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
NA
NA
NA
5
NA
50
50
NA
20
NA
200 or 2%
200 or 2%
NA
10
NA
50
50
NA
30
NA
200 or 2%
200 or 2%
NA
50
0.75
50
50
1
50 inside
Nepal and
250 in India
NA
2 or 2%
200 or 2%
200 or 2%
5 or 2%
Nil
NA
NA
Nil
NA
NA
24%
24%
24%
7
SWIFT AND COURIER
SWIFT Charges
1. Letter of Credit Opening
2. Letter of Credit Amendment
3. SWIFT Handling Charges
4. Other SWIFT Communication
CICL Charges
1. Per CICL Report
Postage and Courier Service Per
Consignment
1. Courier charge
2.
Charge (Rs.)
1,500.00
500.00
USD 15.00 or equivalent, Rs. 1,500 or INR 1,000 inclusive of
SWIFT charges
500.00
Charge (Rs.)
Actual
Nepal- Rs. 100.00 per consignment up to 500 gm
India- Rs. 1,000 per consignment up to 500 gm
Other Countries- Rs. 3,000.00 per consignment up to 500
gm.
Postage Charge
Nepal – Rs. 100.00
India – Rs. 150.00
Other Countries – Rs. 250.00
MOBILE AND ONLINE BANKING
Mobile Banking
Subscription Fee / Annual Fee
Rs. 150
Online Banking
Subscription Fee
Annual Fee
SAFE DEPOSIT LOCKERS
Sn Particular
1
Locker Size (H’X W” X D”)
4.92”X6.89’X21”
2
Locker Size (H’X W” X D”)
6.26”X8.27”X21”
3
Locker Size (H’X W” X D”)
4.92”X13.86”X21”
4
Locker Size (H’X W” X D”)
12.64”X8.27”X21”
5
Locker Size (H’X W” X D”)
6.26”X16.69”X21”
6
Locker Size (H’X W” X D”)
10.94”X13.86”X21”
7
Locker Size (H’X W” X D”)
12.64”X16.70”X21”
8
Locker Size (H’X W” X D”)
8”X6’X21”
9
Locker Size (H’X W” X D”)
10”X7”X21”
10 Locker Size (H’X W” X D”)
16”X6”X21”
11 Locker Size (H’X W” X D”)
8”X12”X21”
Free (For the time being)
Free (For the time being)
Fees & Charges
Annual rent Rs. 1,500.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 2,000.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 2,500.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 3,000.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 3,000.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 4,000.00. Key Deposit Rs. 20,000.00
Annual rent Rs. 5,500.00. Key Deposit Rs. 20,000.00
Annual rent Rs. 2,000.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 2,500.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 3,000.00. Key Deposit Rs. 10,000.00
Annual rent Rs. 3,000.00. Key Deposit Rs. 10,000.00
8
21”X7”X21”
13 Locker Size (H’X W” X D”)
Annual rent Rs. 5,000.00. Key Deposit Rs.20,000.00
16”X12”X21”
14 Locker Size (H’X W” X D”)
Annual rent Rs. 6,000.00. Key Deposit Rs. 20,000.00
21”X14”X21”
NPR 4,000 or actual cost for lock replacement, whichever is higher
MISCELLANEOUS
SN Particular
1
FCY cash deposit in FCY
Account
2
NRB Cheque Issuance
3
Manager’s Cheque
4
5
Manager’s cheque cancellation
ABBS Fee
Fees & Charges
0.5% for notes of denominations smaller than 50 (or as per
prevailing NRB regulations)
For Financial institution: NIL
For Others: Rs. 250.00
Rs. 250.00 per MC
In House- Free
Custom Related- Free
Rs. 150.00
ABBS shall be free up to NPR 200,000 per day in the case of
individuals. 0.1% or minimum NPR 100 charge shall be
levied for corporate ABBS above NPR 50,000 and for
individual ABBS over NPR 200,000 per day.
No ABBS between inside valley branches. ABBS waived for
all loan accounts. Additional waivers depending on branch
locations may apply.
9

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